Pre-Approval Letters On Demand
Your home search isn't 9–5.
Neither is your pre-approval.
Approved borrowers and their Realtors can generate property-specific pre-approval letters within financing parameters already established with Ryan — 24/7, in just a few clicks.
Not pre-approved yet? Get started →
Built for the Moment You're Ready to Offer
Found the home?
Your letter is ready.
Real estate doesn't wait for business hours. Once Ryan has established your financing strategy and approval, the portal handles the routine letter updates—whenever you're ready to make an offer.
01
Enter the property
Add the property address and offer details.
02
Stay within your approved range
The portal checks the offer against financing parameters already established with Ryan.
03
Generate your letter
Create the property-specific pre-approval letter in just a few clicks.
The Old Way
The Morrow Team Way
No waiting for business hours. No chasing another PDF.
Built for Both Sides of the Offer
Ready when you are.
Approved borrowers and their Realtors get the same streamlined letter workflow, backed by the financing strategy already established with Ryan.
For Borrowers
Your letter is ready when the right home is.
Found a property after hours? Changed the offer price? Generate a property-specific pre-approval letter within your approved financing range—without waiting for another email.
- 24/7 access
- Property-specific letters
- Built around your approved financing
For Realtors
Your client's letter is ready when the offer is.
Generate the property-specific pre-approval letter you need while you're preparing the offer—even nights and weekends.
- No waiting on routine letter updates
- Offer-specific purchase price
- Built around your client's approved financing
The portal handles the routine letter update. Ryan remains your mortgage advisor.
The Morrow Team Difference
Technology when speed matters.
Experience when the scenario gets complicated.
The portal handles routine letter updates. Behind it is a mortgage team focused on strategy, communication, problem solving, and finding the right financing solution for each client and property.
Speed & accessibility
Useful technology and responsive communication help keep routine parts of the transaction moving.
Strategic financing
Structure financing around the buyer's goals, cash position, payment priorities, property, and offer.
Broad product access
Solutions for traditional buyers, Veterans, investors, self-employed borrowers, first-time buyers, jumbo clients, and scenarios outside the conventional box.
Problem solving & partnership
When a transaction stops being routine, you have a mortgage team ready to work through the scenario with you.
Ryan Morrow
Branch Leader | NMLS #256716
NEO Home Loans, powered by Better
(661) 902-0275
More Ways to Get the Deal Done
Financing solutions for more kinds of buyers.
Every buyer, property, and transaction is different. A broad range of financing solutions gives clients and Realtor partners more ways to solve the scenario in front of them.
VA Home Loans
Financing options designed for eligible Veterans, service members, and military families.
First-Time Buyer & DPA
Solutions designed to help address down payment, cash-to-close, and affordability challenges.
Investor & DSCR
Financing solutions for real estate investors, rental properties, and opportunities where property cash flow matters.
Self-Employed & Non-QM
Alternative documentation and financing solutions for borrowers whose income or financial profile doesn't fit the traditional box.
Bridge Financing
Buy before you sell.
Use qualifying equity from a current home to help purchase the next one—potentially reducing the need for a home-sale contingency.
Jumbo & Specialty Financing
Financing for larger loan amounts and scenarios that call for a more tailored approach.
Ready When You Are
Already pre-approved?
Your next letter is just a few clicks away.
Access your portal anytime to create the property-specific pre-approval letter you need for your next offer.
Access My Portal